Monday, August 16, 2010

Not happy with insurance-can I demand for them to pay for the rental car while my own car is being fixed?

My car has been at a bodyshop for two weeks, and I have been regularly checking with the insurance estimator (Allstate insurance) on the status of the appraisal, and he's been telling me ';starting tomorrow';. I know insurance is paying for only one month of rental car, and I will be pushing a month in 10 days. Do you think I can demand them to extend the term for the rental vehicle, since they're taking their time and being so slow?..Not happy with insurance-can I demand for them to pay for the rental car while my own car is being fixed?
personally i think you should be able to but legally i don't think they have to since it sounds like it is written in your policy that they will only pay one months worth of rental car. try talking with them again about getting the appraisal done asap and extending the rental car. they may have a loop hole for you. a good way is to talk about how much you dislike this treatment and are planning on looking into other insurance companies if it continues.


good luckNot happy with insurance-can I demand for them to pay for the rental car while my own car is being fixed?
Sure, you can demand whatever you want.. but they have no legal obligation to keep you in a rental past 30 days.





Now- of course no one is happy when their vehicle is in the shop for along time but you need to ask yourself... is this insurance's problem?





Obviously after this long the repair process should be started... have they already done the preliminary estimate and is the repair process taking awhile? Is the shop taking their time and is it out of the insurance companies hands? Have their been supplements along the way that are taking up time?





If the insurance companie TRULY has had your car there for two weeks and nothing was started (which i HIGHLY doubt- they are a big company)- then it would be in line for them to extend your rental. But, im sensing maybe you are just taking out your frustration from a long repair process on your insurance carrier
check with the local laws, in kansas every ins. co. has to pay a minimum amount no matter what. even if you have no or a limited rental ins. i think it was $15 or $20 a day in kansas a few years ago. i dont even have rental ins. and they had to pay that for about a month. that really pissed them off. jut find a good deal on rental and pay the little extra.
Contact your state government and find out who the insurance commissioner is. Contact the insurance commissioner for help in resolving the issue.
Sure you can. That doesn't mean they will though. If you aren't at fault in the accident the other person's insurance would be the ones making that determination and paying for the rental car. Since it's your insurance, does that mean you were at fault?
they,ll probably do it ,any way,,but if you give them a hard time they may not,,usually they will do this if its taking too much time to fix your car,,id just be polite and ask them if they was gong to,,be calm,,that's the best way to deal with them,,good luck hope this help,s.
Is this your own insurance company? If the limit of your coverage is 30 days that's all that they will pay. No one can recover in excess of his own policy limit.

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